How To Apply For A Loan Through True Balance

How To Apply Loan using True Balance app Now


You will interested to know about getting loan using True Balance App now will get started.

You will get to read the complete information about Truebalance app Loan process, eligibility, interest rate, required document, loan amount, installation, in this article.

True Balance

What is True Balance Loan

True balance loan is a mobile application in which you can also do mobile recharge, electronic bill, shopping. The most important thing is that you can also take loan in your bank account through this application. That too without much formality. You can take this loan for 2 months or 3 months, which no bank gives you for such a short time, so its different types of offers and interest rates are also different.

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Not every bank gives you loan at low interest rate, we are going to tell you every detail of true balance loan application. So big our article till the end.

Eligibility Criteria for taking loan from True Balance

If you prepare yourself to take loan from True Balance, then it is necessary to know its eligibility (Yogita) first. Like we first check our eligibility to take personal loan or home loan or car loan, for how many years we will get the loan. Or we do not have the letter to take the loan.

  • Your citizenship should be Indian. Truebalance provides loan for Indian.
  • Your age should be between 18 to 45 years to take the loan.
  • Your monthly income should be at least 15000.
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If you fulfill their criteria then you will get the loan, this Criteria can also change according to the company.

How to do KYC for True Balance Loan 

When you download and open the app, you see the option to proceed for KYC on the front, you click on it and proceed with the process.

True Balance
  • Enter PAN card or Aadhar card number then verify.
  • Enter the Date of Birth. If after entering the date of birth your registered number is closed for some reason, then you must verify through Aadhaar.
  • Enter and verify Aadhaar number.
  • Now your KYC has been successfully done, you can go to the dashboard and see the offer.

How to get loan from True Balance?

Step 1: First of all you have to go to Play Store and download True Balance App .

Step 2: After downloading the True balance app, you have to accept the term and condition part by clicking on agree to all. Which does you no harm.

Step 3: Then you have to create a new account from your mobile number.

Step 4: Create account through OTP and create password.

Step 5: When your account is created, you get to see 2 types of loans in the dashboard, Cash Loan and Level-Up Loan. We know more about both of these.

Cash Loan: In this loan, you get a loan of up to Rs 50000. And the rate of interest in this is from 5% to 12.9% and the tenure is from 3 to 6 months.

Level Up Loan – In this, you get a maximum loan of up to Rs 15000 and the interest rate is up to 5% and the tenure is 62 days. In this, you are given a loan according to the level and the level starts from Rs 1000.

True Balance

Welcome Offer –  In Welcome Offer, you are given a loan from 1000 to 6000 rupees which is for 2 months and interest rate is charged up to 28% on it.

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True Balance

Step 6:   If you select one of these two loans, then after selecting the loan, you have to complete the KYC process again.

Step 7: In this, first you have to enter your PAN card and then enter Aadhaar card and verify it through OTP.

Step 8: After this, by clicking on loan, we see the loan tenure and EMI. Then some basic details have to be filled.

Step 9: After filling all the information, your loan goes for the application process, within 24 hours your loan will be passed, then further process also takes place. Will be told from the side of true balance.

As I have presented this screenshot in front of you by creating my account, I am getting loan from Rs 1000 to Rs 6000, that too at the interest of 5.9% to 8.9%, this rate of interest and much less than the bank.

Documents Required

If you also want to take loan from true balance then you need some documents.

  • Aadhar card
  • pan card
  • Passbook statement 

What is True Balance Interest Rate?

How much interest rate will be charged on taking a loan from True Balance , if we normally go to take a personal loan from a private bank, then we are charged an interest rate of about 13% to 21%. But in True Balance this interest rate ranges from 5% to 12%. But its annual interest rate is high which ranges from 28% to 60%.

How to repay True balance loan!

You can repay the loan through netbanking, UPI or card.

Loan Features

The main features of True Balance Loan are given below.

  1. Instant gives loan of 50000 thousand.
  2. You can also take a loan of at least 1000
  3. no gaurantee needed
  4. No salary slip required
  5. 62 days to 182 days are given to repay the loan
  6. no paperwork of any kind
  7. Loan is transferred directly to the bank account

No paperwork or paperwork is required to take a loan from True Balance App. You can apply for a loan in a quick and easy process without the lengthy paper process. You do not even need to go to the bank to take a loan from True Balance. The process of taking loan from this app is completely online and can be completed quite easily.

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When you apply for a loan from True Balance App or apply for a loan, then there is a quick approval process, that is, your application is determined in a few minutes. After this there is a fast disbursal of your loan. You can get your Cash Loan directly in the bank account, for which you do not have to wait much.

Have a look at the many other services offered by True Balance App.


Buy insurance for your protection, from Rs.5 to Rs.490


Through this you can earn cashback up to 10000/- per month by shopping online

Train Booking

Book tickets directly without any hassle and check PNR status with one click

Prepaid and Postpaid payment

Make prepaid/postpaid recharges for your customers and earn up to ₹5000 cashback per month.

DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment

• DTH recharge is available for all 5 major operators. Earn cashback, up to 1000 per month.

• 54 Electricity Boards, 24 Piped Gas, 3 LPG Cylinders and 30 Water Billers

• Simple interface, cashback and fastest payments

True Balance

FAQs- Questions related to True Balance Personal Loan 

What is the True Balance customer care number?

True Balance customer care number is 01204001028.

How much loan can one get from True Balance?

Loans ranging from Rs 1000 to Rs 50000 are available with True Balance.

What type of loan is available from True Balance?

Personal loan is available with True Balance.

True Balance App contact information | True Balance App customer care

Customer Support


Email :

For grievance :

Final Thougts How to take loan from True Balance

After reading this article, you must have got complete information about How to take loan from True balance? . If you need a personal loan immediately, then you can also take an online loan from True Balance. Hope you got to learn a lot about True Balance Personal Loan Apply from this article. Do share this article as much as possible with your friends as well.

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