*99# what is it without internet, how do we transfer money or funds, due to note ban in India, its advertisements have also started coming in TV and radio to encourage cashless government of India. Suppose you are standing in such a place. Where the internet is not working, then almost all the banks have given the facility of *99# ussd code for what to do in such situation.
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With this code, you can check your account balance, you can transfer funds, apart from this, you can also check whether Aadhar card is connected to your account or not. This is absolutely free facility, in this you do not need internet in any way. Yes.
*99# what is ussd code
This is a USSD code, its full name is unstructured supplementary service data code, it is used for mobile banking service, this code works in all GSM sims. Presently more than 50 banks are connected to this facility and further faster and more Bank is also joining it.
Benefits of *99# ussd code
* You can use it anytime
* It can be operated from any mobile.
* You can get information about the balance of your bank account.
* You can also check whether the Aadhar card is linked to the account or not.
* Can generate OTP and Mpin.
* The most important thing is that you can transfer funds anytime, anywhere.
*99# how to use ussd code
To use it, your mobile number should be registered in your bank account. Apart from this, the facility of mobile banking should also be registered in your account, if it is not there, then go to the bank and get it registered because it will be very useful for you in future.
As soon as you dial *99# from your registered mobile number, then a welcome message will come from NUUP, here you have to write the short name of your bank like if your account is of State Bank of India then you have to write SBI. You have to write the first four characters of the IFSC code. After this you will see many options in the screen. In which there will also be an option for balance check and fund transfer.
If you will select fund transfer then you will see two option first send money using MMID and second way send money using IFSC l The second method is very convenient, this IFSC code is available with all accounts.
How to transfer funds with IFSC code
MMID code is not available with everyone, so most IFSC codes are used. So for this you have to select IFSC code, after that you have to enter the IFSC code of the bank to whom you are transferring money. Then a new menu will come in it. The account number of that person has to be entered.
In this facility, you can transfer from Rs. 1 to Rs. 5000. Then put Rs. within the same limit, after that you will be asked to write MPIN. When you activate mobile banking, you are also given MPIN. So first you have to write MPIN, after that you have to write the last four numbers of your account by giving space (1234 1234) l After this your money will be transferred. You should remember your account number or last four numbers.
Now you must have known that what is * 99 #, what are its benefits and how can you transfer money from it.
