In today’s time, smartphone has become the need of people, you can use mobile for online study of your children or make online payment, railway ticket booking or make money online etc. There are other similar tasks which can be done from a smartphone. But the problem comes with the middle class family that they are not able to collect money to buy the smartphone, then there is a convenience for those people that they can buy Kishto Par Smartphone which some of you people like EMI (Easy Monthly). Installment), are you planning to buy a smartphone right now and you are running out of money, so you can buy a mobile on EMI today.
When it comes to buying a Smartphone on EMI, many people get nervous thinking that they will have to pay a very high interest rate. In today’s post, we will also tell you about No Cost EMI, what is it, if you want to buy a smartphone on installments, then it is necessary for you to have a credit card. Through Credit Card, you can buy the phone on installments online without paperwork (Buy Smartphone Online On Emi).
Now many people will not have credit card than you, then you do not have to worry, in this post we will also tell you how to buy mobile without credit card (Buy Smartphone On Emi Without Credit Card). Yes, for this you will have to do some paperwork, by doing this you can buy any smartphone immediately, after getting mobile finance, you can also get a loan of up to ₹ 50,000, we will explain it to you in further detail.
How to get smartphone on installments?
Before now mobiles were used only for talking on calls, but these days mobiles have become very smart, with the help of which you can do many of your tasks online. Such as electricity bill , You can complete all these things like water bill, paying life insurance installment and transfer money from mobile under your one smartphone, that is why smartphone has become very important in people’s life today.
If you go to buy a smartphone from the market, then there you will start from 6-7 thousand rupees, on which you can buy a smartphone up to lakhs of rupees.
Never buy a smartphone more expensive than you buy a smart phone according to your need, if you are looking to buy a smartphone for your normal work. So you will get very good smartphones between ₹ 12000 to ₹ 15000, which you can use without any problem for 5 years.
If you have a credit card then you can also buy a smartphone at No Cost EMI and those who do not have a credit card, then those people can get their mobile finance done and buy the phone by paying easy installments every month.
Buy Smartphone On EMI With Credit Card
Every person has a dream to buy a smartphone, in view of the rising inflation, it takes a long time to buy a smartphone, if you want to buy this phone on EMI now, then you can buy it because 10 to 15 thousand rupees are spent together. This can be overwhelming, so you can buy one of your smartphones by depositing them in easy installments.
If you have made up your mind that you now have to buy a phone on EMI, then in this situation it is best that you buy a smartphone on EMI with the help of your credit card because many smartphone companies also give you a discount offer. In which you can buy the smartphone for less than the original price.
You do not even need to do any paperwork to buy a mobile with a credit card, you can buy a smartphone on installments sitting at your home. For this you can buy any smartphone from Amazon or Flipkart . So let us now buy a smartphone and see how to buy mobile on installments online.
Buying on EMI online means that the credit card that you will use to buy this smartphone, the credit card company pays the mobile in advance and takes money from you by tying an installment every month. If you have already made a credit card, then after that you do not need to upload any document or document.
You can use whatever online shopping website you like, here I am going to tell you about how to buy a phone on EMI from Amazon website.
Step 1:- First of all, decide which smartphone you want to buy, then you can search it on Amazon.
Step 2:- Now on the same, you will find written about EMI Offers in the Bank Offer section itself, when you click on the details written there, then how much installment is to be paid every month, it is known as well,
if you want to pay the installment for 3-6 months, then you have to pay No Cost EMI which means that if you have bought a smartphone of ₹ 15000 . So whatever you will pay the installment in 3 months or in 6 months . If he is added then he will remain ₹ 15000 only.
No interest is taken from you, dividing that ₹ 15,000 in 3 months or 6 months, you are told how much installment you have to know every month.
Step 3:- Now you click on the Buy Now button, then by choosing the option with EMI in the Payment Method, the Credit Card No. of whatever credit card you have. Add the card by writing Valid To’s Month & Year and CVV Number.
Step 4: – After the credit card is added, you have to make the payment by your credit card, but before that you have to choose in how many months you would like to fill the Installments, if you want to fill the Installments in 6 months then that Click on
For that, an OTP will also come on your mobile number, which is considered very important, after the payment is completed, whatever smart phone you have bought gets its order place, then after a few days that mobile will come to your home. .
By using this method we have told you, you can buy any new smartphone in Easy Monthly Installments on amazon.in and in the same way, if you want to buy a smartphone on Flipkart , then you can also buy that phone in the same way. can buy.
So in this way, you can buy any smartphone on EMI by giving just 5 minutes, but for this it is most important that you have a credit card, if you do not have a credit card, then there is another way for that but in that You have to do some document verification work.
Buy Smartphone On EMI Without Credit Card
Now it is not necessary that every person has a credit card because many people believe that credit card should not be used because if you do not pay the credit card bill on time. So you have to pay a very high interest rate Kisan Credit Card bill. There may be different understandings as of now.
If you are currently one of those people who do not feel right to use a credit card or they do not have a credit card at the present time. But they have to buy the phone on EMI. So for those people Bajaj Finserv comes with a good offer in which you can buy smartphone or other things without any credit card.
To buy a phone on EMI, you have to go to any smartphone selling store near your home and choose whatever phone you like there. You can buy it on EMI. Before that, you should ask the shopkeeper whether he sells the phone on EMI or not.
Because phones are not sold on EMI at every mobile shop. You have to deposit at least 30% down payment of the phone you are buying at the same time. Then, according to the number of months you are tying, you have to deposit every month’s installment.
Documents required to buy Smartphone on EMI:-
- Aadhar card
- pan card
- bank passbook
- cancel check
- passport size photo
Whenever you go to the mobile shop to buy a smartphone on installments, then take all your original documents with you only if you do not take the original documents. So the process of verification is not completed and the address which is entered on your Aadhar card. It must be a local address.
Now with the help of Bajaj Finserv, your loan is made, for which the presence of the person in whose name you want to take the loan is very important because there are many such verifications in which the live photo of that person is taken.
So after this process of similar EMI is completed, you are given a smartphone. When you have paid all the installments in full, then an EMI card has been prepared by Bajaj Finserv. In which a Virtual EMI Card of ₹ 30,000 or ₹ 50,000 is given according to your eligibility, then you can use this card as a credit card.
But this is not the case for every product, there are only a few selected products. This EMI Card can be applied on them only if you have filled all the MI’s at the same time. So your Cibil Score remains good, it will be beneficial that whenever you have to pass a loan in future, it is easily done.
If you want to buy any product from Bajaj Finserv on EMI, then you can get information by calling Bajaj Finserv Customer , for more information you can call on this number 08698010101 or you can visit bajajfinserv.in, apart from this you can visit Home You can buy on Mobile Finance from Credit or other similar finance.
I hope you guys like this post in which we have given you EMI Information We have given complete information about this, if you have any question or suggestion, then you can ask us in the comment box below.